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noticed a collection company pulled a credit report on me while 3 yrs in chapt

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    noticed a collection company pulled a credit report on me while 3 yrs in chapt

    Can a collection company that is getting paid in a chapt 13 be pulling a report on me right now?
    I am in my ch13 for over 3.5 years. Why would they be pulling a report?

    #2
    It's probably a soft pull. Some creditors do that during Ch 13s just to see if any changes have happened since filing. If it's a soft pull, it doesn't affect your credit score.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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