Moment of Panic - Mail from the Chap 13 Trustee

[LadyInTheRed]

Looking through the mail, I saw the Trustee's return address. My stomach sank. "Oh no", I think to myself, "did she decide she wants to start reviewing everybody's tax returns every year? Is she going to take the tax refund I was going to use to buy the materials to replace my crumbling bath wall? Is she going to want to increase my payment because of the 2 small raises I received since filing?"

Nervously, I open the envelope. Whew! It's just the annual statement showing the payments I made in 2011 and how they were disbursed.

Don't panic when you see that return address!

Plans to tear out the bath tub wall next weekend are on! Hopefully the studs aren't rotting. Wish me luck!

[IamOld]

Best of good luck!!! (with the tub :-)

[jange]

I know that feeling, I also get it when I get a letter from my attorney. My home equity loan decreases a couple of $ every month and Chase likes to send the payment updates to the trustee and my attorney.


24 payments done!

[4theboys]

Everytime I get mail from the trustee or our attorney, I get knots in my stomach.

[lillymarlene]

Yeah, those letters from the trustee can be scary. But just as bad are those unavailable toll free numbers that still sometimes come up on my caller id. It's like sudden flashback. Then I answer, and it's usually somebody like the public library telling me my book order is in. :-)

[lrprn]

We received a statement letter from our trustee every six months throughout our five-year plan detailing on paper our payments and his disbursements to each of our creditors who made a claim. And still, even knowing this letter was coming twice a year, my heart raced with a massive shot of adrenaline fearing the worst every single time I found the envelope in our mail (although the shock did finally get a little less by the time we received letter eight during year five )

[Pandora]

Glad I'm not the only one who gets that "OMG I'm gonna be sick" feeling when I see "Office of the Chapter 13 Trustee" on an envelope!

Hey Lady...want me to make a pitcher while you re-do your bathroom? Nice to "see" you again dear!

[LadyInTheRed]

Best of good luck!!! (with the tub :-)

Thanks. We'll need it.

Hey Lady...want me to make a pitcher while you re-do your bathroom? Nice to "see" you again dear!

Good to see you too. A pitcher would be lovely.

[Okieblue]

Yes, just finished up 11 months and am not sure of the protocol, so when we got ours, I was a bit jarred. My husband got a $4 an hour pay raise, I consider that little I still consider getting a p.o. box cause I am paranoid.