need a drink (car loan)

[getback]

So I have gone to two different places. One place guarantees financing.
Yesterday, one place said that they would approve if I was to pay $2900 UP FRONT.

The other place that guarantees financing tells me that they cannot run a credit approval until I am ready to sign.... URGH.

Thank God this is Friday.

Maybe I need a cosigner...

[bkstuff]

Try Roadloans...we just got it last month.

[getback]

Try Roadloans...we just got it last month.

i went there the first time. It expired. they told me to go to carmax. carmax ran a loan with them at a better rate than what they had orginally quoted online (19% online vs 15% at carmax).

they gave me a loan at about 400 a month. Trustee said to get it at around 300. Since then it has expired. the salesman at carmax is not returned my resquest to redo the loan for a $300 a month payment.

[SMinGA]

If you want a lower payment, you'll need to buy a less expensive car. For 5 years @ 15%, stay under $12,500 total financed.

i went there the first time. It expired. they told me to go to carmax. carmax ran a loan with them at a better rate than what they had orginally quoted online (19% online vs 15% at carmax).

they gave me a loan at about 400 a month. Trustee said to get it at around 300. Since then it has expired. the salesman at carmax is not returned my resquest to redo the loan for a $300 a month payment.

[getback]

what are my chances at a credit union? They appear to be slightly lax compared to banks...

[chadofohio]

I was just approved at my credit union at 5.65%, but I had to have a co-signer.

[debtinohio]

$2900 up front sounds reasonable - I would expect 20% down.