I surrendered a vehicle during my case and i was dismissed for non-payment (long story). The finance company sent me a letter about the deficiency I owe, but I was never notified of the resale of my car. How can I approach this since I will not be refiling?
I can afford my regular monthly payments and I have my mortgage loan modified... vehicle 2 loan caught up with back owed payments. I filed in the first place because i was more than 4 months behind on payments for 2 vehicles and both mortgages(a mental illness took me out of comission). But since the mortgage company has agreed to modify and one car gone do I really need to refile? I included some credit cards and medical bills so I expect them to start calling, but I am able to make payments on everything.
I can afford my regular monthly payments and I have my mortgage loan modified... vehicle 2 loan caught up with back owed payments. I filed in the first place because i was more than 4 months behind on payments for 2 vehicles and both mortgages(a mental illness took me out of comission). But since the mortgage company has agreed to modify and one car gone do I really need to refile? I included some credit cards and medical bills so I expect them to start calling, but I am able to make payments on everything.
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