Hi,
I'm trying to decide if a 13 is the best option for me but I have a few questions. I live in California, and have a house that is upside down. I'm looking to get rid of the 2nd mortgage (155K lien strip) and about 70k in unsecured debt.
I just have a few questions.
1) If I should lose my job within the 5 years, could I use ROTH IRA assets to pay the trustee and satisfy my 13?
2) Is there a minimum amount of disposable income to qualify for a 13?
I'm trying to decide if a 13 is the best option for me but I have a few questions. I live in California, and have a house that is upside down. I'm looking to get rid of the 2nd mortgage (155K lien strip) and about 70k in unsecured debt.
I just have a few questions.
1) If I should lose my job within the 5 years, could I use ROTH IRA assets to pay the trustee and satisfy my 13?
2) Is there a minimum amount of disposable income to qualify for a 13?
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