Ok, I'm filing ch 13 in Jan/Feb; been waiting since around July (last payments to CCs).
I just received a gift (personal check) from a relative for $1k. I would love to use this for Christmas for my boy (PS3), and maybe seed money for an emergency fund. Depositing it, then withdrawing $500, then spending $500 on Christmas would probably look unusual (right?).
If it was signed over to a friend, who cashed it for me, would that be on my bank (or other) records in any way? I can't see how. Are there other options, or is this just a bad idea? I'm not sure my attorney could answer completely due to their guidelines on what they can/can't say.
Any advice? Also will probably have a $400 appliance purchase this month, but it's necessary and don't see how it could be questioned. But, $900 at Best Buy on a card (debit) would probably immediately be checked, so a cash Christmas would be nice (PS3) and the debit card can take the appliance purchase.
One quick question: For a stress monster, when does the stress start to diminish? When actually filed? After 341? After 60 days? Or not until after 5 years? I'm hoping it's after filing.
Thanks!
-- Fedor
I just received a gift (personal check) from a relative for $1k. I would love to use this for Christmas for my boy (PS3), and maybe seed money for an emergency fund. Depositing it, then withdrawing $500, then spending $500 on Christmas would probably look unusual (right?).
If it was signed over to a friend, who cashed it for me, would that be on my bank (or other) records in any way? I can't see how. Are there other options, or is this just a bad idea? I'm not sure my attorney could answer completely due to their guidelines on what they can/can't say.
Any advice? Also will probably have a $400 appliance purchase this month, but it's necessary and don't see how it could be questioned. But, $900 at Best Buy on a card (debit) would probably immediately be checked, so a cash Christmas would be nice (PS3) and the debit card can take the appliance purchase.
One quick question: For a stress monster, when does the stress start to diminish? When actually filed? After 341? After 60 days? Or not until after 5 years? I'm hoping it's after filing.
Thanks!
-- Fedor