pre-discharge credit score increase

[prestonat]

Hello and thank you for reading/replying to this post.

With 55 payments remaining can our credit scores (589/583) increase during the payment plan? Or must we wait for the discharge process to complete? Again, thanks.

[aa06a47]

My credit score actually increased about a year into the plan...alot....like from 580 to 702. Then it fell back to about 650 with no reason to drop and stayed there for like a year. (I figure the month it went to 702 something must have dropped off and then maybe came back when it dropped back to 650). I quit checking it monthly about a year ago to save money, so not even sure what it is now. It was a monthly expense I didn't want to have.

I heard on the Suzy Orman show awhile back that credit scores tend to increase as time marches on past the filing of chap 13 bankruptcy. She made a statement though that once you get discharged, your score will likely drop back down as you get regrouped into people with discharged bankruptcy...didn't make much sence to me, but that is what she said.