dmi question

[JenR]

If, after completing the means test, my disposable monthly income is $220... how much of that will go towards my ch13 payment?

[justbroke]

If that's your "disposable monthly income" or DMI, then all of it will go to your unsecured creditors as part of your Chapter 13 payment. (In some limited situations, your actual DMI may be more or lower depending on factors.) Some Districts may use a combination of the DMI number from Form B22C (the Means Test) and Schedules I/J.

When I wrote that it's part of your Chapter 13 payment, I haven't included any value for non-exempt assets you are keeping, or any other items paid through the plan (arrearages, mortgages, car notes, taxes, etc).