Interesting second lawyer interview (need to vent)

[zpbk13]

Just wanted to pop in again and thank you all for your support. This is such a stressful time and if I had not found this website, I would be lost.

I just want a chapter 13 plan that is reasonable. I know I will have to make adjustment and I admit that is a bit scary. I have never EVER budgeted in my life and that is one of the reasons I wanted to go with a 13 over a 7. I know I need to learn how to live within or even below my means. I also feel an obligation to pay back as much of my unsecured debt as possible. I just don't feel the trustee's fees should be padded and I want to at least feel that the lawyer I hire has my best interest at heart. Fake it okay? I just want to feel like you care even though I'm sure we are just a number. As I told attorney #2, this is MY life here! KWIM?

[woeisme]

I think what lawyers and trustees both sometimes fail to recognize is that it's also in the creditor's best interest to make a reasonable and livable plan for CH 13. If the plan is outrageous, and you end up dropping out and not completing it, no one wins.

[zpbk13]

woisme - you are so right. My husband and I want to succeed. I just don't like to feel the deck has been stacked against me. But we will do our part and frugal will be my new middle name!!!

[sharina]

Woe is me, Totally Agreed. Why do they make plans that are set up to fail? If bankruptcy (either type) is "relief" then it should be done in a manageable way.