"Approval" for credit while in repayment?

[pcn]

I have read, and been told, that after filing you must get the approval of the court to enter into any credit agreement after you file. Can anyone supply more details on how this works? Does it apply to ALL credit, for example if I needed to buy a new stove during that time and I was able to find someone willing to extend credit at a reasonable rate, could I do it? If so what procedure would I need to follow?

[optimistic1]

You need trustee approval. Call your trustee's office or your attorney.

[pcn]

That's what I thought I had read. But it was an attorney who told me yesterday that it only applied to big ticket items like a house or a car. That it didnt apply to small items. Have you been through that process?

[justbroke]

The "new credit" restrictions are varies by Trustee and District. Each Trustee and District has some unpublished rules, that are well known by BK attorneys who practice in that District.

Some Trustees allow up to $2-5K of new debt without permission. Some allow none at all. Then there are ones in the middle.

In any event, all major credit needs to be approved by the court. Generally, for a new car, it's usually pretty easy to get approval.