Facing chapter 13

[Epch13]

Heres my situation I make about 100-104k in income (15-20 hours of overtime)

I have a 26k truck loan and 76k in unsecured debt of credit cards and personal loans.

with the amount of disposable
income being roughly 2,000$ after my budget & truck loan.

Do I only have to pay back that 75k over 5 tears if it was a 100% plan or do they take all my disposable income?

looking for help

[shipo]

Epch13, your best bet for the best possible advice is to interview a handful of attorneys; after the one you pick has done their work you may be in something less than a 100% plan. Beyond that, there are just too many variables for me to give you any advice or help. Sorry.