You seen my posts- my worries.
Hearing was at 9:30. I got there at 9AM- because one can never tell which roads are detoured per road construction.
MY paper work says 30 days? I thought the wait was 60 days? I prayed with my neighbor this morning. The 9AMs were finished early- and the man began the 9:30s at 9:25 AM. I was first to be called.
I was over prepared. I had everything neatly co-lated in a 3 ring binder. I had a calm, serene tone to my voice.
The only thing he delved into was the value of my house. (no one showed up to depute the chapter 7)
He asked how much my house was worth- with out any hesitation or nervousness I said $32,500. (I paid that price in 2007, when the bubble was at its peak.) He asked me when I knew I was going to have to file and I told him 2010. He asked the reason I had to file and I told him credit cards.
1. Here are my concerns. I filed 2 motions to vacate judgement. Nothing was mentioned or asked on that.
2. I am claiming my fed student loan. I participated in the 3 year permanent and total disabled program that then deletes this loan. In my original papers I submitted the paper work - about all this. They then needed an updated address and sent me a latter. I sent them the updated correct address
Memory is fuzzy- I do not know if he asked if I got rid of any property in the last year. In the paperwork- I stated I junked my old car for $250. Nothing on this was mentioned at the hearing.
Hearing was at 9:30. I got there at 9AM- because one can never tell which roads are detoured per road construction.
MY paper work says 30 days? I thought the wait was 60 days? I prayed with my neighbor this morning. The 9AMs were finished early- and the man began the 9:30s at 9:25 AM. I was first to be called.
I was over prepared. I had everything neatly co-lated in a 3 ring binder. I had a calm, serene tone to my voice.
The only thing he delved into was the value of my house. (no one showed up to depute the chapter 7)
He asked how much my house was worth- with out any hesitation or nervousness I said $32,500. (I paid that price in 2007, when the bubble was at its peak.) He asked me when I knew I was going to have to file and I told him 2010. He asked the reason I had to file and I told him credit cards.
1. Here are my concerns. I filed 2 motions to vacate judgement. Nothing was mentioned or asked on that.
2. I am claiming my fed student loan. I participated in the 3 year permanent and total disabled program that then deletes this loan. In my original papers I submitted the paper work - about all this. They then needed an updated address and sent me a latter. I sent them the updated correct address
Memory is fuzzy- I do not know if he asked if I got rid of any property in the last year. In the paperwork- I stated I junked my old car for $250. Nothing on this was mentioned at the hearing.
Bankruptcy Wizard
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