ok, for over a month I have been trying to get my CR's straightened out so they are all reporting correctly. seems like some items change each month.
like one creditor was reporting 30 days late IIB. now its showing closed (nothing about a BK) with still 30 days late. now technically it would be 30 days late from the last payment till the BK was 1st filed,,, & I have read on here, that you cannot remove lates . sooooo should I just quit fighting on those creditors? just leave them closed 30 days late? would there be any advantage to have them say IIB?
experian is my worst CR. TU is ok. equifax are being slight pinheads.
funny how I just disputed something for a CO, it was NEVER IIB, but this time they put it as IIB with no monthly record of payments,, ( that I didnt expect, am really glad they did,, wish experian would do that!)
like one creditor was reporting 30 days late IIB. now its showing closed (nothing about a BK) with still 30 days late. now technically it would be 30 days late from the last payment till the BK was 1st filed,,, & I have read on here, that you cannot remove lates . sooooo should I just quit fighting on those creditors? just leave them closed 30 days late? would there be any advantage to have them say IIB?
experian is my worst CR. TU is ok. equifax are being slight pinheads.
funny how I just disputed something for a CO, it was NEVER IIB, but this time they put it as IIB with no monthly record of payments,, ( that I didnt expect, am really glad they did,, wish experian would do that!)