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HAVEN'T been offered any credit cards

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    #16
    i just got my first pre approved offer 6 months after discharge

    it was for the Show mastercard issued by Bryant state bank
    Filed chapter 7 on 9/17 341 on 10/20
    Chapter 7 Trustee's Report of No Distribution on 10/21
    Discharged and Case Closed on 12/21/2010

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      #17
      1 day after my discharge I got an cc offer in the mail i've been discharged since december.
      Not a week goes by that I don't get a letter offer in the mail.
      I finally applied yesterday for one from HSBC online and got it.
      8/30/10 Filed
      10/12/10 341 meeting

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        #18
        I filed Ch. 7 in August 2008 and it was discharged in February 2009. DH gets offers all of the time, but only uses a Capital One card for reimbursed travel expenses through work (I'm listed as an additional card holder/signer). I, on the other hand, have only been offered the 60% (!!!), $300, $75 annual fee First Premier Card, which I took, thinking it could help me re-build my credit. We believe, that because the mortgage is in my name, and the house is currently in foreclosure, banks have been sheepish about offering me credit. I'd probably be better off closing the FP card and investing the $75 annual fee in a good growth stock mutual fund. Think I might actually do that...

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