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How long after a dispute is completed should your score update????

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    How long after a dispute is completed should your score update????

    I just received notification today that my two items that were reported negatively on my report have been corrected through Transunion. These two items were I'm 100% positive having a huge negative impact on my score. Since they have been fixed I'm eager to find out my score. There showing correct on my credit report that I was able to see on Transunion's website, do you all think my score should be reflected accurately on myfico?

    Thanks
    Filed:11/2010
    341 Meeting:1/5/2011
    Discharge:3/2011

    #2
    Scores are impacted immediately when negs are removed or added for that matter. The issue is when do the third party resellers update their databases. One would think immediately but some don't. Myfico? probably safe to say they update daily.

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      #3
      Mine was within a day also. I use a monitoring service during the cleanup phase... one day I was notified the account was changed, the next my score went up.
      A fresh start is a beautiful thing. And I'm not an attorney, just opinionated!

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        #4
        That's what I'm hoping b/c my score with Transunion is horrid. I will check it tomorrow. Thanks for the quick reply.
        Filed:11/2010
        341 Meeting:1/5/2011
        Discharge:3/2011

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          #5
          During the clean up phase, dont be surprised if things "reappear" or get fixed one day and they show up wrong again later. Anytime you start tweaking the credit reports, things appear and reappear sometimes. During this clean up phase, your score is going to fluctuate up and down. Dont focus on your score so much just yet...give yourself some time to work out all the errors and disputes, then once it's stable, focus on techniques to raise your score. t's frustrating, but stay calm and keep at it.

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            #6
            Originally posted by bkdone View Post
            During the clean up phase, dont be surprised if things "reappear" or get fixed one day and they show up wrong again later. Anytime you start tweaking the credit reports, things appear and reappear sometimes. During this clean up phase, your score is going to fluctuate up and down. Dont focus on your score so much just yet...give yourself some time to work out all the errors and disputes, then once it's stable, focus on techniques to raise your score. t's frustrating, but stay calm and keep at it.
            Excellent advice. Focus on what is wrong and the various options available to you to fix it. It is always safe to say that removing negative/wrong info WILL improve your scores. Pack a boatload of patience as rebuilding/repairing can be a long and sometimes frustrating thing.

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              #7
              I know patience is not my strong suit, but I will try it. Lol! I just want this too be over but I will do my best to resolve this and I definitely won't give up.
              Filed:11/2010
              341 Meeting:1/5/2011
              Discharge:3/2011

              Comment

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