After our discharge 8-31-10 we had our Attorneys office go thru our credit reports and dispute any incorrect items.
I got back my Equifax credit report and about 10 Items that were from a few years ago were also deleted that were in good standing example,
( Had a 5 year loan 2003-2008 never late and paid off, moved a few times back in the day and sold and bought a different home, Report showed for example Mortgage 23 months never late paid.
So the question is by the Items deleted from a few years ago that were inactitive or closed does that impact my Credit Score? Would it be higher or look batter if those past trade lines were still on there.
Trying to fix my credit as we may look to buy a home again in a few years.
thanks
I got back my Equifax credit report and about 10 Items that were from a few years ago were also deleted that were in good standing example,
( Had a 5 year loan 2003-2008 never late and paid off, moved a few times back in the day and sold and bought a different home, Report showed for example Mortgage 23 months never late paid.
So the question is by the Items deleted from a few years ago that were inactitive or closed does that impact my Credit Score? Would it be higher or look batter if those past trade lines were still on there.
Trying to fix my credit as we may look to buy a home again in a few years.
thanks
Comment