getting secured CC after 341?

[bkyoungin]

Just had my 341 about a month ago and I went ahead and took the liberty of going to
Public savings bank (300) which I found online
and one through my local CU (500)

I have received my PSB card and went ahead and starting using it. Usually take CC's to about 50% and pay them all off since I use them like a debit card.

But my main question is this, while this be bad for me to already get these secured cards? My bk7 isn't closed yet but it should be by 10/23. I just had so many charge-off's on my account that I want to rebuild my credit ASAP before I start my upper division classes so I can get a student loan.

[aces67]

You are NOT supposed to get ANY new credit until after your discharge.

[reb512]

I think you will be just fine if you do not activate the card before your discharge. of course it depends on how long they take to discharge you as well, you may have to reapply. I hope this helps my friend