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HSBC mortgage 8 years after discharge

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    HSBC mortgage 8 years after discharge

    Hi,
    I recently checked my Credit report thru Experian and I saw that HSBC mortgage services started posting to my credit report with my current mortgage balance. They have not done this since I had their mortgage discharged on 2/2007. I can't figure out if this is a good thing or not. I did not reaffirm this mortgage and have had zero contact with them since. Why do you think they have started reporting this. I have turned our finances around and I'm just surprised to see this. Any comments would be appreciated. Carl

    #2
    As long as the reporting is positive, it's a good thing. If you are ever late with payments and they report the late payment, dispute it.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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