About to File Ch 7, Wha are options on house?

[tealk]

Ok I have heard many on here say. I will "retain" and "pay" on my home. What does this mean?

I have a 1st and 2nd mortgage. House worth $142K.
1st mortgage - $151k
2nd mortgage - 34K

What are my options? We are thinking of keeping the home and maybe doing a short sale in the future.

[nc73]

erm i think you're posting in the wrong area. This is for getting a mortgage after discharge.