Cap One after being turned down for a CC

[goingcrzy]

Hub and I discharged Sept 09. We are looking to turn in our car and get a cheaper one. He was able to get a cap one credit card, but I was turned down (probably because I don't work)

I have a better "after bk" credit score than he does. We were thinking of both applying to Cap One for the car loan to see who gets a better rate.

Has anyone here been approved for a cap one car loan after being denied on the credit card side? I don't want to apply if I am just going to be rejected again.

Thanks!

[seconds]

funny, I just applied for the same cause. I was declined for a cc, and i tried for an auto loan, online it said that we were approved but they need more information. but when i called, they said to re-apply after 24 hours because there was an "error" on my application. I'm confuse! Am I approved or not? But what the heck, I'll try again tomorrow. I'll let you know.

[aces67]

Dh was approved for a Cap One CC so he went through Cap One's blank check. He was approved but at 17.75% interest.

We went to our local dealership and told them we were fresh out of a BK and they got use financed at 12% through Chase even though dh had already applied online through Chase and got turned down.

My point? You maybe better off to talk to the finance manager at your dealership first and not waste your time with online apps.