I filed ch7 in August and was just discharged about 20 days ago. Before I filed I had modified my car loan with my credit union so I was not behind when I filed. During the entire bk I kept trying to make payments and they kept refusing them telling me that they were waiting on something from the court stating that I did not include the car in the bk. Yesterday I came home and got the mail and found a motion for abandonment. Suddenly they want the car.
I have no money to put down on another car. I have to have a car to get to work- we do not have public transportation. I have thrown out all of those letters you get after you file from the dozens of dealers who contact you after you file a bk.
How do I go about trying to get financed? I can not use capitol one. I discharged a credit card with them. Do I just call local dealers and ask them? Should I wait and see what happens with mine or is it better to do it before so it doesnt appear as a repo??? Help!
I have no money to put down on another car. I have to have a car to get to work- we do not have public transportation. I have thrown out all of those letters you get after you file from the dozens of dealers who contact you after you file a bk.
How do I go about trying to get financed? I can not use capitol one. I discharged a credit card with them. Do I just call local dealers and ask them? Should I wait and see what happens with mine or is it better to do it before so it doesnt appear as a repo??? Help!
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