I just got serve yesterday from one of my creditcard and I have to answer the form and I dont even know how to answer the form. I have the form I just dont know how to fill it out. I have 30 days to answer the form.
I am planning to file for bankruptcy
chapter 13, but I am waiting for HR200 to be approved so I can keep my house. If not I will file chapter 7
. I dont want to file yet I would rather save my house but at the same time I would not want them to garnish any wages from me. Should I call the lawyer who's trying to sue me and tell him that I am planning to file by next month,I am hoping the Hr 200 will be approve by next month. I just dont want them to garnish any wages from me.
How do I fill out the forms and letting them know I am planning for bankruptcy. I have seen 3 lawyers already and I was ok with chapter 7 but when I found out the new law about chapter 13 i would like to wait and do that. I will also see another lawyer next week to see who's more affordable.
Can somebody advise me if I should file now and just forget waiting for HR 200, so this lawyer whos trying to sue me cannot garnish any wages from me.
Any advise on a situation like this. What can I do to let the lawyer whos trying to sue me that I am planning to file BK but I am just waiting for HR 200 to be approve..dont know what to do?