Hi. I will respect your suggestion that we move on and not post this in the other thread, but I do want you to know that I didn't accuse you of being offensive. I said that you seemed defensive. I was concerned that you were taking offense at something me or Avengers had said. I know I didn't intend any offense and I am confident Avengers didn't either.

This board was very helpful to me when I was trying to figure out what to do about my debt 5 years ago. That's why I stuck around to help others. I am glad you have found help here too and would hate for there to be any hard feelings based on misunderstanding.