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    LOL! It's over checked pacer and found that mr chp 13 was discharged June 7. So glad it's over. Thanks to everyone from this forum.
    You are all awesome! The advise were so helpful. Now I must be frugal and not let history to repeat itself - don't ever want to file for bk.
    Once again, the journey for the last 5years was interesting so see the least. Learned money management and how to live without credit.

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