This how trans union is reporting after discharged and disputes.Is this correct?

[NOMOREBADCREDIT]

This how trans union is reporting after discharged and disputes.Is this correct?

1
xyz credit# 0000000000
000 bad st
(000)000-0000

Loan type:collection agency/attorney
Remarks:chapter7 bankruptcy
Date place for collection 11/2003
Estimated date that item will be removed 06/ 2010

Balance:blank
Date verified:2004
Original amount$300
Original creditor: xyz credit med
Paystatus:payment after charge off/collection
Account type:Open account
Responsibility:Individual Account:


2

Xyzz credit card #00000000000000000
P.O. BOX 9999
USA,USA 99999
(000)000-0000

Loan Type:credit card
Remarks:ch7/Disp Resolv/cnsmr disagr:
Estimated date that this item will be removed:2014

Balance:blank
Date verified:9/2007
High balance $800
Credit limit:900

Pay status:unrated
Account type:Revolving account
Responsibility:Individual account
Date open:8/2006
Date closed8/2007
Date paid:7/2007


3

Xyzz credit#000000000000000000
P.O.Box 0000
usa,usa,99999

Loan Type: credit card
Remarks:purchased by another lender
Estimated date that this item will be removed:11/2009

Balance:$0
Date verified:10/2007
High balance:$1,500
Credit limit:$1,000

Pay status:payment after charge off/collection:
Account type:revolving account
Responsibility:individual account
Date open:06/2000
Date closed:07/2003

4

Xyzz credit#000000000000000000
P.O.Box 0000
usa,usa,99999

Loan Type: credit card
Remarks:purchased by another lender
Estimated date that this item will be removed:12/2009

Balance:$0
Date verified:10/2007
High balance:$800
Credit limit:$500

Pay status:payment after charge off/collection:
Account type:revolving account
Responsibility:individual account
Date open:11/2001
Date closed:08/2003
Date paid:04/2004

[magyar123]

If all the cards that you listed were included/discharged in your petition they should all read "included in bankruptcy".
TRansunion is not really a reliable CRA to get info right.

[NOMOREBADCREDIT]

If all the cards that you listed were included/discharged in your petition they should all read "included in bankruptcy".
TRansunion is not really a reliable CRA to get info right.

trans union will not let me dispute this stuff they tell me verified.

[wayne-o]

I had a similar report. Check to see when items 3 and 4 were purchase by another lender. If they sold them before you filed, they are reporting correctly.

[NOMOREBADCREDIT]

I had a similar report. Check to see when items 3 and 4 were purchase by another lender. If they sold them before you filed, they are reporting correctly.

The accts are not stateing IIB.

[CindyLou]

I had a similar report. Check to see when items 3 and 4 were purchase by another lender. If they sold them before you filed, they are reporting correctly.

Even my accts that were purchased before I filed were changed to IIB but I had to send discharge papers to the creditor and insist.

[NOMOREBADCREDIT]

Even my accts that were purchased before I filed were changed to IIB but I had to send discharge papers to the creditor and insist.

Its not a good idea to send discharge papers to cra

[CindyLou]

I sent papers to creditor only

[epiphany]

Its not a good idea to send discharge papers to cra

May I ask why?

Thanks,

EP