Hi there - my husband and I filed a ch 7 in Texas in January then had to move to Utah for work. We filed a reaffirmation agreement for our truck with Wells Fargo and our attorney signed it and marked that there was no undue hardship. Our income covers all expenses. However, last week I got a notice...

Need some help with this question: I filed 13 and was advised to surrender our home that had a 56k 2nd mortgage. both of these loans were submitted to the attorney when I filed. The home was foreclosed and our attorney is now saying that Wells Fargo could still come back and sue us for the 56k because...

After receiving so much helpful information from contributors to the BK Forums I wanted to share our recent experiences hoping they might help anyone in a similar position.

I am married, living in Northern California. My wife and I filled Chapter 7 in August 2011 and received a Final...

Hey Yall! I just have a quick question… My bankruptcy will have been discharged a year next month…. What are my chances are being approved for a small loan $1000 or less at Wells Fargo if I have been banking with them since 1998 and my accounts are in good standing? Just curious if anyone has any...

We signed off on our bankruptcy paperwork with the lawyer on the 28th of May. Now today we got a summons to appear in our general district court for a debt we included in our bankruptcy. The lawyer has a copy of the "threat" letter, but will the general district court get a copy of the bankruptcy...

May 22, 2012

"The engine is smoking like a chimney," Norman Rousseau told his wife after working on an RV that was expected to be home for the couple after they were evicted from their house in Newbury Park, Calif.

Those would be the last words Oriane Rousseau heard...

02/10/2012

These days, debt collectors are putting some people through so much pain that it's landing them in the hospital.

Anne Sessions of Lane County, Oregon is suing Wells Fargo after one of its debt collectors reported to police that that the 85-year-old was threatening...

The house is discharged and not reaffirmed. I don't intend to stay in it for an extended time, but while I'm here I'd like to save up some money. I haven't missed any payments…yet. I'm afraid that they move quickly on it so I'm reluctant to take a chance on it…with that being said, I've been keeping...

I meet with the lawyer at 4 pm today to file... after months of pondering and nail-biting. I'm way over the median income for my state, but my expenses are such that I qualify. I'll be letting go of my underwater home that I've been in for 11 years, which is $150+ underwater....

$300K...

Hi - I'm new here and have a couple of questions. Here are the facts:

* first mortgage $267K - Wells Fargo - stopped paying Feb. 2011
* second mortgage $35K - PNC Bank - stopped paying Feb. 2011
* >$100K underwater (i.e. value is ~$160-180K)
* plan on letting...

Hi... hoping someone else can tell me for sure if I am really in the clear now.

I cosigned a $10,000 "education loan" for my son in 1998 with Wells Fargo Education Financial Services. After ten years he essentially refused to pay it any longer since he decided he did not like...

getting closer to filing chapter 13. we have been waiting for the 6 month look back not to include my unemployment payments which are done. I closed my wells fargo checking acct, moved to another bank. I have been making mortgage payments on time every month for 6 years. Apr 4 walked into branch paid...

February 17, 2011

A Philadelphia homeowner started foreclosure proceedings on a Wells Fargo mortgage office after winning a rather strange legal judgement against the bank.

After Patrick Rodgers got no reply to three letters asking why he was being forced to pay a home...

Does anyone have experience with a Wells Fargo foreclosure in Texas after BK7 filing with the filer surrendering the home? How long does it actually take them to foreclose? And how long would I have before I would have to move?

My attorney told me in general (not specific to Wells Fargo)...

Okay, I'm so frustrated and mad and no one knows anything!

I have know about the Wells Fargo/Wachovia/World Savings lawsuit for almost 2 years, but it wasn't until the last couple of months that things were actually settled. I have called Wachovia and Wells Fargo a million times and...