I beg everyone’s patience with my incessant questions. My 341 was extended 6 months – waiting is maddening. My situation in VA follows:
Primary residence in N VA for 30 plus years for both of us is now only my primary residence.
Spouse moved to our second home in Southern VA in Dec...

I have been on a payment plan for two years now on my Chapter 13 filed in VA. Student loans are part of my plan. I had two student loans one is $9,800 and the other $68K and were AES loans. I recently checked my credit report and there are a few things that are very strange. First, it looks as if they...

I'm new to all of this, and have so many questions and concerns!

First, I have never had good credit. What little "credit" history I have is negative. It all started as soon as I turned 18 and opened a checking account, sadly I was very irresponsible, and have many regrets....