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  • Sdreams
    started a topic Vehicle Cram Downs

    Vehicle Cram Downs

    (Only) I’m filing chapter 13. We have one car that we owe $45k on at 8% - my husband got a job 2 years ago that he drives about 50k miles a year so now the car is worth maybe 20k

    The other car we owe 48k at 7%. We got it 1.5 years ago and it doesn’t have many miles but the vehicle is...
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  • I'd like to sign over vehicles to wife prior to BK. Fraudulent?

    If I sign over 2 vehicles to my wife today in anticipation of filing personal bankruptcy in 6 months when my unemployment benefits expire, can they prove it to be fraudulent? One is only worth $2,500 the car I bought her that only she drives, but the other is a recently restored vintage vehicle that...
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  • lolie
    started a topic PLEASE, Someone settle my nerves!

    PLEASE, Someone settle my nerves!

    Filing Ch.13 and we have our first meeting with our attorney tomorrow... nervous as He!!. Please someone settle my nerves.

    The paperwork I put together for the attorney is a mile high. It's more than our house papers, in fact, it includes our house papers! Do I really need all this?...
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