Hi, I’ve read through a lot of the threads looking for the same type of situation as me but of course it seems that everyone’s situation is a little bit different. I’m really looking for some advice from some people who’ve been through this or are currently in the process. My wife and I have...

I had a checking account that had a zero balance for a couple of weeks. When I tried to deposit money and check the balance, the account's gone. We're more than 60 days out but still not discharged. I did have a big USAA cc balance included in bankruptcy.

But it's inconvenient as...