I was just wondering what happens (if anyone knows) when the lender doesn't file the reaffirmation prior to the last date for objections. I have filed a reaffirmation with Toyota, upon their request, had the attorney sign it, and sent it back to Toyota. I even called Toyota to confirm that they...

I have a leased Camry Hybrid, Chapter 7 filing (filed 8/11/2009, discharge granted 11/23/2009) stated I would keep the car and continue payments (never delinquent at filing). The Statement of intention listed the debt as both a secured debt (retain property, continue making payments withou reaffirming),...