Hi, I am new here. This is a great site and so thankful to find it.

two part question:

1. DEFINITION (of "TAX RETURN"): My confirmation order states: debtor's must send Trustee future "Federal Tax Returns". The words, and I quote exactly: " Trustee...

I am relatively current on all debt, but definitely sinking (expenses > income).

Going to file, but the timing is everything. Looking at holding off for three months while I get a few things in order.

Currently driving a 12 year old rusty car with 163,000 miles on it....

Hi. My earlier post was way too long, so here is one of my questions. Appreciate your help. I'm in Georgia.

We are going to foreclose in about 110 days (will be delinquent in 50 days).

We have a $51,200 HELOC that was opened last Aug. or Sept. (at that time, we had no...

I don't know if I should file chapter 7 now or after I get a bonus at the end of July.

My company traditionally pays a bonus at the end of July for the previous fiscal year. The past two years the bonus was sizeable ($12,000 after taxes and $8,000 after taxes). I am no longer in sales...