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  • lolie
    started a topic Surrendering house with no late payments

    Surrendering house with no late payments

    O.K. looks like we qualify for a Chapter 7, so now the question is how long will it take the bank to take over the house?

    We will be surrendering our house and we have never been late on payments. I heard it's different if you are already in foreclosure, but in our case the bank will...
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  • lolie
    started a topic PLEASE, Someone settle my nerves!

    PLEASE, Someone settle my nerves!

    Filing Ch.13 and we have our first meeting with our attorney tomorrow... nervous as He!!. Please someone settle my nerves.

    The paperwork I put together for the attorney is a mile high. It's more than our house papers, in fact, it includes our house papers! Do I really need all this?...
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  • kmp2205
    started a topic Surrendering house after Chaper 7?

    Surrendering house after Chaper 7?

    My husband and I are thinking about surrendering our house. We are about a year out of our discharge of debt. We are completely upside down in our house and realized if we can get out now we should maybe run for the hills. We live in Michigan... are there any rules to this? Are their consequences?...
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  • wasolongago
    started a topic Surrendering house

    Surrendering house

    We surrendered our house in WA during our BK ch 13 proceeding, plan is confirmed and we are making the monthly trustee payments. Question is are we still liable for utilities? The lien holder has hired a new agent to handle the sale so in my opinion we should not be. Any feedback would be welco...
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    Last edited by wasolongago; 02-10-2009, 04:24 PM. Reason: clarification on bk filing

  • heyu
    started a topic Surrendering real property in Chapter 7

    Surrendering real property in Chapter 7

    I filed chapter 7 and am awaiting the creditors meeting which will be on the 11/4/2008, in my bankruptcy the home was surrendered, today I received a letter from the Bankruptcy Court of an Order Granting Debtors Motion to Abandon Real Property.
    My question, how long do I have before I have to...
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  • In the Process
    started a topic Past Due Utility Bill

    Past Due Utility Bill

    I am surrendering my home in Ch 7. I filed June 11, 2008 and moved into a rental on the 19th. I had my utilities transferred to my new address. My question is; can I include my final utility bills from the old address in the BK? My new address has different account numbers from my utilities. Could they...
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