I have been thinking bout filing for BK for a couple of years. I just got served for a lawsuit for a car that was reposessed about 3 years ago. I owe about $10k. What is the best way to make sure I don't get a default and then have to deal with it?

File BK before the time runs out to answer,...

I filed today and along with my rather large debt, being sued was a big reason.....I have a settlement conference set for a few weeks from now, with a trial date a week following that. I know the law office as well as the creditors involved will be notified, but do I or should I do anything in regards...