We incurred an overpayment. They take payments out of my son's SSI payment each month to pay this back but we still owe 732.00 can this be included in bk?

First let me tell you about my situation I have around 15K in credit card debt and it is literally crushing me. I also know in the grand scheme of things 15k isnt that much debt. The interest rates that I am being charged are least I say ridiculous. If I could get out from under this debt that I have...