I have a 1st mortgage and 2nd HELOC on my house. Both were discharged during CH 7 BK and were ride-thru.

Now, I am trying to effect a short sale to avoid a foreclosure since I want to buy another home and do not want to have to put "Yes" to mortgage application question of...

We are going through a short sale with Wells Fargo. Our Ch 7 was discharged June 2010. Did NOT reaffirm mortgages (1st & 2nd).

Got a "approval letter" from WF and part of the verbage is:

“As agreed, when we receive the sale proceeds and all required documentation,...