Ok I am sure this has been asked but I don't know if they had same scenario:
Filed Chapter 7 in May 2010 and discharged in August of '10
1st mortgage BoA and did not reaffirm / Balance $200,000 I am current , 2nd mortgage with ** and did not reaffirm / Balance $120,000 I am current...
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Questions about 2nd Mortgage after 7
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Does HELOC accrue interest after being discharge in Chapter 7?
Trying to settle the lein left on my HELOC. The HELOC itself was discharged in chapter 7 but the lein remains.
When i sent first settlement offer...they sent back a form saying no with a balance much higher than i expected.
So like my title says...is my HELOC still accuring...