I've had a mixed bag with my experience after my Ch13 got discharged. Due to an attorney error about 8 months in, it was dismissed and re-filed, so I have 2 on my credit (one showing as dismissed, later one as discharged), but both show no liability or balance on my end. Not sure if having 2 public...

I noticed that some of the banks, like Wells Fargo, offer a "secured" credit card but require that 12 months have passed since the discharge.

I will be filing CH7 soon but was wondering if I should go ahead and deposit about $300 now to open the secured card first? Will I even...

Hi, I have been lurking on the threads here for almost a year and a half and love reading all that members have to offer each other. We filed last year (August) and got our CH7 discharged in December. During the BK we gave up our 2nd car (kept the paid off one), our house (upside down thanks to the...