So I went to a Toyota dealorship this weekend to buy a cheaper car. I currently drive a 4Runner that is financed thru Santander for 598.81. Toyota wanted to sell me a 2011 Carolla for 498.00 a month with only 500.00 down. The catch is I would have to do a voluntary repo on my 4Runner. The manager told...

I filed statement of intention to retain my car and reaffirm. The auto loan is with Santander. I was current on payments only because I paid past due to have the car released to me after repo. I haven't heard from Santander. Neither have I received notice from court for reaffirmation hearing or...