(San Diego) So 15 minutes before I go to see the trustee, my lawyer looks over my bank statements and with a confused look on his face pulls me into the hallway.

He says he's concerned about the expenses not being enough to offset my income (I'm self-employed) and suggests that I don't...

I've been playing the balance transfer game, and for years I played it well. But my income has dried up and here I am, huge debts, stopped paying CCs and unsecured lines. I've been acting like a deer in the headlights ever since I learned that 90 days was for a presumption of abuse; that is that 91...