Hello All -

Now that I am rebuilding my finances, I'd like to become a more savvy car shopper. Is it true that the end of the year is where you can find the better deals, or does it matter when you buy a car?

Here's a little background on our situation:

Bought my house in PA in 2001, and for whatever reason, the loan ended up being in just my name only and wasn't joint with my wife.
Not a big deal I don't think.
Then the following year (2002) I lost my job and I personally filed...