I filled chapter 7 in Virginia 2.5 years ago. I kept my mortgage current by retain and pay. I now want to sell my house will this cause an issue at closing?

Does anyone have any experience with BMW Bank and doing a ride-through (retain & pay) vs. a reaffirmation in a Chapter 7 setting? (BMW Bank is the in-house financing arm for BWM cars.)

I have filed in Maryland and BMW called me within a few days of my petition filing asking if I intended...