Refinancing a Home after Bankruptcy


Posted on December 22, 2010 by Bryan Fears


Recently many Americans have sought bankruptcy protection as a result of the recession and housing crisis. Unfortunately, the bankruptcy laws cannot force a lender to refinance your...

I am 14 months into 5-yr 100% plan to pay off $11k; no late payments. I own 2 rentals plus my primary residence. My primary residence has $0-20k equity and is a 30-yr fixed. Rental (a) is a condo w/ $70k equity and a 20-yr fixed. Rental (b) is a TH w/ 2 mortgages and is upside down by $50k; first...

I was divorced a year ago and she got the house with all the debt attached. She was also "awarded" custody of her and her son's vehicles. She was ordered to get these and many other things refinanced to "hold me harmless".

Well she hasn't and creditors are contacting...

I looked through this section of the forum and didn't find the answer to my question... but I apologize if this subject has been beaten to death already!

We bought our house from a builder, through their in-house lender, in Oct. 2006. They were trying to close as many sales as possible...