Hi Everyone,

I have been reading the forum for several months and some of the advise I've taken has been very helpful, so thanks a bunch!

I filed C7 pro se (in NJ) and so far, things have gone well. Today we received a Discharge of Debtor Notice that said "It appears...

I am starting this thread as I have done a bit of research due to the posts that say one must reaffirm the mortgage. What I have found has made me conclude that the requirement to reaffirm (which I believed there was none) depends upon the Circuit you are in. In those Circuits (majority, including...