Filed Chapter 7 first week of November, 2010. My mortgage payment for October went past 30 days and I called on or around 11/4 and set up phone payment for 11/12, so basically at that time, I owed October and now November. They processed the payment on 11/15, but looking at my statement online, it...

After much stress about how complicated my case might have been, my 341 meeting took all of 20 minutes (although I did have to go into a lot of detail about some of my actions), was concluded that day, no debtors filed APs, and today in the mail I have my actual discharge papers.

~650k...

Hello. I was wondering if anyone could answer this question that has had this issue or knows someone who has. I live in New Jersey but I work in Pennsylvania. My employer is ONLY based in PA and payroll is from PA, etc...

Can a creditor garnish wages?? New Jersey DOES allow wage garnishments...

Hi! I have searched high and low on the forums but haven't found an answer to this question. There is no wage garnishment in PA but it is 10% of gross in NJ. My question is if I live in NJ and work in PA, can the credit card companies garnish my wages since the wages are earned in PA or does it go...

So I could actually avoid filing Bankruptcy / Chapter 13 IF real estate taxes weren't set for a tax sale mid September.


My now ex boyfriend let me me down horribly.

He asked me not to move away and that he loved me forever and if I ever needed any help he would...

After reading through your forums, I must say, you seem to be a pretty helpful lot. Well, here goes: We own a restaurant and bar in Pennsylvania and have seen our business decline 25-30% in the past few months of this recession. We've accumulated about $125,000 in debt to vendors and a cc company (the...