My parents co-signed 8-9 years ago on a personal loan for me which had no late payments and is now closed and completely paid off.

This is a positive closed debt on their credit, when I file, will their credit be hurt or affected? Will this debt no longer appear on their credit?

My husband and I are just starting the process of BK (talking to attorneys, etc) and I have a question about insider payments. My husband lost his job last year and after taking a significant pay cut we were forced to give back our boat to the bank. Of course when they auctioned it off we ended up...