I have been offered numerous card offers by both Orchard Bank and Capital one. The Orchard has $49 annual fee and interest free for 1 year and then 12.9 rate after that. The Cap1 has no annual fee, interest free until 9/2011 and then rate of 22.9. I will only use the card to build credit and not carry...

My husband and I just got our first post-BK credit cards (Orchard Bank). His limit is only $300 and mine is $500. While we only plan on using these cards for rebuilding so aiming to keep our usage to around 10% each month, I was hoping for a slightly higher limit.

Does anyone know...

Ive had my Orchard Bank card since April, 2009. I have yet to receive a credit line increase despite paying on time, every time, and paying in full. My other cards (Hooters, credit one) have both given me CLI without me asking... they just added a little note on one of my statements "We've reviewed...