I stopped paying unsecured creditors this month. Not even 30 days late on anything yet, but I'm not going to be able to pay any of them for the foreseeable future, and will probably file in a couple of months. I have to move at the end of the month. Do I have any legal obligation to inform them of my...

Hi-

I live in Washington State.

I have not paid my CC bills since November.

I am wondering the time frame is to expect to have a judgement filed against me.

What should I expect as far as notification that a judgement is being filed?...