I'm one of the few. We've been approved for a modification trial period. After two attempts to get a modification which ended in rejection, the third attempt was successful. The first time, we were still current, but the writing was on the wall, so we applied and got rejected because we were not...

I live in Wisconsin and purchased a home on a 'Land Contract' with a second mortgage to cover the 'down payment'. I did this after a divorce and wanted a place for myself and (2) children to live in.

I had my 341 meeting in October and now requested my attorney to file papers to give...

I've already had my 341 meeting however, I've never signed to reaffirm my mortgage. I currently have a land contract on a house but I want to see if I can either get my payments down lower or possibly get out of the house. I've asked my mortgage guy what I can do and he said 'nothing'. I figured...

Hi All,

I looked around for answers to my questions, but didn't find quite what I was looking for, so I have decided to post. I am wondering what the likelihood of getting a mortgage modification after a CH7 might be.

Most of you are probably wondering why the heck I would...

Hi-

I am struggling to make my CC bills.

I recently applied for the Home Modification program (through CITIMORTGAGE). They lowered my payments by 1/2 as I have been "pre-qualified".

My question is: Should I start paying my CC bills again,...

Mishandling of my mortgage modification has me seeking information here. I have read on some threads that others have been assured that if a mod package was offered by the bank and you accept it and submit it with the stipulated documents, that the lender then can not back out.

My loan...