We filed our Chapter 13 on 8/26 and had our 341 meeting on 10/20, our case was confirmed on 10/26. We are on a 100% payback. We received notice that our creditors had until 2/14 to file their claims.
We surrendered our house with a primary loan and also had a HELOC. The house has yet...
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Pay Throughs, how does that work?
My BK discharged in Jan 2010, we included the mortgage of our current residence and we elected to stay in the home. We were never late on that mortgage and remain current. Our mortgage was sent to LBPS for servicing in July, and I understand they are debt collectors among other things. Should I be... -
**Reaffirmed Mortgage?**
Has anyone reaffirmed/rewrote new terms just prior to the confirmation meeting?
How did it work out for you?
Did your attorney file separate motions to have the mortgage lender agree to new terms? -
Libor Rate May Push Me to Chapter 13
Hi All,
OK I am sure someone can help me and explain to me in layman terms how to understand my 36 month ARM that will readjust on 5/1/09. I read through my loan documents to review the caps, ceiling rates, etc.
Type of Loan:
36 ARM, Fixed at 7.125%
...