-Disposable Income: 1,453 (mo) not including Mortgage Payment.
-Mortgage Arrears: 12,000.
-Mortgage Balance: 148,000.
-Filed Chapter 13 in Texas today.
-Other Debt: $10,000 loan.
I'm not receiving pressure for the other loans and can solve them...
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Using Chapter 13 Only For Mortgage Arrears
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BarkingCat started a topic Can part of the mortgage on the primary residence be considered non-consumer debt?in Chapter 7Can part of the mortgage on the primary residence be considered non-consumer debt?
One for the lawyers & experts!
Is anyone familiar with cases where any part of the first mortgage on the debtor’s primary residence was considered non-consumer debt?
Specifics: I did a cash-out refi of my primary residence in 2007 (I still live there) that funded... -
Just want to clarify mortgage question
My husband and I, just had our 341 meeting a week ago and everything seems to be fine with a no asset case. Originally, when we filed, we had expressed our interest in letting our house go in the BK, as we are more than $200k underwater. The attorney had suggested that for the purposes of the means...